In Singapore, education is often seen as a given. But for many children from low-income families, the smallest setback — unpaid school fees, transport costs, or the need for intervention programmes — can take them out of the classroom.

Some children don’t qualify for subsidies because of their residency status. Others are forced to drop out when arrears pile up. And for those with special learning needs, the cost of assessments and extra support puts even basic education out of reach.

These are the gaps where too many children fall through.

The Education Hope Circle (EHC) was created to catch them. It began with a seed donation of $15,660 from the family of the late Janet Ng Lim Seong, who dedicated her life to helping children and youth on their academic journey. Today, her legacy has grown into a perpetual fund that steps in whenever a student risks losing their place in school.

The Children We Stand For

Abraham, age 9
After years in foster care overseas, Abraham was finally placed with his Singaporean mother. But as a Long-Term Visit Pass holder with developmental needs, he was unable to enter mainstream primary school until costly assessments were completed. With community help, he began school in 2024 — but keeping him there will be an uphill struggle for his single mother, who works as a hospital porter.

Ramadhani, age 19
Despite calling Singapore home since the age of four, Ramadhani is considered a foreign student. This makes her ineligible for subsidies, leaving her family of eight — supported only by her father’s $1,000 monthly income — unable to afford her polytechnic fees. Without help, she risks expulsion from her Early Childhood Education course, losing her dream of becoming a teacher.

Amir, age 16
Amir should be completing his O’ levels this year. Instead, high arrears forced him out of school. Determined not to give up, he continues self-studying in hopes of rejoining his classmates one day. He dreams of finishing his education and supporting his siblings through theirs.

These are the lives your giving protects. Without intervention, they risk being left behind. With your support, they can stay in school and hold on to their future.

What is a Hope Circle?

A Hope Circle is a pooled, perpetual giving fund for a specific need. When an individual campaign falls short of its crowdfunding goal, or when emergencies arise, the Circle is used to bridge the gap. This ensures no child misses school simply because help didn’t come in time.

Through the Education Hope Circle, S$100,000 will go directly to students, with a 10% uplift added to ensure our case team can properly verify and follow up on any top-ups from the Circle. This balance means we can act quickly while keeping every donation accountable and transparent.

Who We Serve

Ray of Hope serves anyone who works, studies or lives in Singapore regardless of nationality and citizenship status:

🟠 Primary Group: Singaporeans from low-income families facing sudden hardship such as illness, injury and sudden unemployment, or caregiving responsibilities.

🟠 Extended Support: Vulnerable groups living within our community who face unique barriers to traditional aid, such as migrant brothers, stateless individuals, and foreign spouses/children in crisis.

Our 3 Pillars

🟠 Crowdfunding:
Campaigns that provide financial assistance to families and individuals in crisis, as well as community-based campaigns that align with Community Impact’s focus on emerging and unmet needs.

🟠 Casework:
Every campaign whether for an individual or a community initiative is verified by our case or partnerships team, respectively. Ensuring accountability and dignity at every stage.

🟠 Community Building:
Working alongside corporates, NGOs, ground-up groups and government agencies to mobilise resources, co-design initiatives, and extend help to groups excluded from conventional support. These partnerships allow us to amplify impact and address gaps more holistically.

Amplifying Impact

Funds raised through this campaign will be matched by Tote Board’s Enhanced Fundraising Scheme (EFR), which will amplify the impact of your contribution. The matched funds will enable Ray of Hope to continue verifying and supporting cases, ensuring that every campaign on our platform is genuine. This is what makes it possible for donations to reach those who need it most.

Ray of Hope does not replace existing aid. Instead, we step in to bridge urgent gaps where conventional systems may fall short. We work closely with social service agencies and government partners so our efforts complement, rather than duplicate, existing schemes. Through the Education Hope Circle, we ensure students who may otherwise go unseen are supported with dignity.

Your gift, no matter the size, has the power to transform someone’s future. Together, we can build a community where every child has the gift of education.

Be the change. Give Hope Today.