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Madam J is a 43-year-old widow with three school-going children. Her husband passed away a few years ago from AIDS. Her medical expense is $250 a month, of which $215.40 is for medication. She needs to be on lifelong medication. Mdm J is diagnosed with HIV and her youngest son is diagnosed with Global Developmental Delay.

Mdm J is the sole breadwinner of the family. She works part time as a canteen stall helper in her youngest son’s school.  This allows her to watch over her son and fetch him to and from school. Mdm J …

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